Buildings insurance covers the structure of your home and its fixtures and fittings. It includes the roof and walls, and fitted kitchens and bathrooms.
Outside the home, buildings insurance covers its outbuildings like garages and sheds, and drains and pipes if you’re responsible for them.
It covers the cost of rebuilding or repairing your home if it’s damaged by events such as:
- Theft or attempted theft.
- Moving objects including vehicles, falling trees or lamp posts.